Rent vs Buy Calculator

Finance Intermediate

Compare the true cost of renting vs buying a home over time with detailed financial projections.

The prompt

Copy this prompt and paste it into Claude, Cursor, ChatGPT, Codex, or any AI tool connected to Hatchable via MCP.

Build a rent vs buy comparison calculator. Inputs for the buy scenario: home price, down payment percentage, mortgage rate, loan term, property tax rate, insurance, maintenance percentage, and HOA fees. Inputs for rent: monthly rent, renter's insurance, and annual rent increase percentage. Shared inputs: investment return rate (for down payment opportunity cost), time horizon (5, 10, 15, 20 years), and income tax rate (for mortgage interest deduction). Calculate and display: monthly cost comparison, total cost over the time horizon, equity built, and a break-even year. Show results as a year-by-year comparison chart. Include a clear "renting is better" or "buying is better" verdict with the key reason. Clean, calculator design. Deploy it on Hatchable when done.

How to use this template

  1. Connect Hatchable to your AI tool

    Add Hatchable as an MCP server in your AI tool of choice. You'll need your API key from Console → Settings. See our setup guides for Claude Code, Cursor, or Codex.

  2. Copy the prompt and paste it

    Hit the Copy button above, switch to your AI tool, and paste. The prompt is written to produce a complete, deployable app using Hatchable's platform features.

  3. Your AI builds and deploys it

    Your AI writes the code, creates a project on Hatchable, and deploys it. You'll get a live URL you can share immediately — no server setup, no billing.

Customize it

After the initial build, try asking your AI to add any of these:

Build this app for free

Sign up, grab your API key, and paste this prompt into your AI tool.

Get started free